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Steve, an active adult amateur rider is ready to sell his 14-year-old Quarter Horse reining gelding, Gus. Because Steve’s work-life consists of long hours and a busy schedule, he hires his trainer, John, to market and sell Gus. In exchange for John’s efforts, Steve...

It was cloudy and rainy when Steve was driving his Ford Super Duty home from working a 16-hour shift. Steve dosed-off a few times during the drive and in an effort to keep himself awake, he momentarily took his eyes off the road to turn up the radio. As he looks back...

Let’s all be honest, who actually reads their insurance policy? Most likely, very few of us. Those in the equine industry are oftentimes too busy to review and understand their horse’s medical and mortality policy, their equine business insurance policy, their...

In At Least 45 States, a well-written liability waiver that is voluntarily signed by an adult can, under many circumstances, protect a service provider from liability for injuries - to that adult - resulting not only from the inherent risk of the activity, but also...