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Contractually Managing Risks
Many horse trainers, instructors, facility owners, and even private horse owners have participants sign assumption of risk agreements, liability waivers, and/or hold harmless agreements in an attempt to avoid or minimize their liability for injuries that occur to...
Alternative Therapeutic Options
In many states, although often considered a therapeutic option or alternate therapy, the practice of acupuncture, animal “chiropractic”, magnetic field therapy, massage, homeopathy, and physical therapy are considered to be within the scope of veterinary medicine and...
Implied Warrant of Merchantability
Steve, an active adult amateur rider is ready to sell his 14-year-old Quarter Horse reining gelding, Gus. Because Steve’s work-life consists of long hours and a busy schedule, he hires his trainer, John, to market and sell Gus. In exchange for John’s efforts, Steve...
Loose Livestock: Liability for Horses Running at Large
It was cloudy and rainy when Steve was driving his Ford Super Duty home from working a 16-hour shift. Steve dosed-off a few times during the drive and in an effort to keep himself awake, he momentarily took his eyes off the road to turn up the radio. As he looks back...
Managing Risk with Insurance
Let’s all be honest, who actually reads their insurance policy? Most likely, very few of us. Those in the equine industry are oftentimes too busy to review and understand their horse’s medical and mortality policy, their equine business insurance policy, their...